KINGDOM ROOTED · FAMILY WORKSHEETS

The Compound Growth Challenge

A hands-on investment learning activity | Suggested ages 9–18

Biblical foundation: Proverbs 13:11; Proverbs 21:5

Compound growth means that earnings can themselves generate future earnings. It can also work against borrowers when unpaid interest is added to debt.

A hypothetical example

$100 invested once at constant 7% annual compound growth with no new deposits.

Illustrative compound growth at a constant 7% annual return
Year	Illustrative value
0	$100.00
1	$107.00
5	$140.26
10	$196.72
20	$386.97

The example assumes a constant return solely for teaching. Actual investments can lose value, and results are affected by taxes, fees, and inflation.

KINGDOM ROOTED · The Compound Growth Challenge

Explore together

What changes if you wait ten years before starting?

What changes if you add a small amount every month?

Why is a diversified investment generally less dependent on one company?

What is the difference between an insured savings account and an investment?

Long-term savings or learning goal

Parent note: Never encourage a child to invest emergency savings or borrow to invest. No purchase is required for this activity.